1. Introduction
These Terms and Conditions ("Terms") govern the use of VetMe Pay, a digital payment and cryptocurrency trading platform operated by VetMe Group LLC, a company registered in the United States.
VetMe Pay provides services including crypto on/off ramping, peer-to-peer (P2P) trading, and other cryptocurrency-related transactions. While VetMe Pay is not regulated by any financial authority, it implements strict Know Your Customer (KYC) and Anti-Money Laundering (AML) policies to ensure a secure and compliant platform.
By accessing or using VetMe Pay, you agree to these Terms. If you do not agree, you must discontinue the use of VetMe Pay immediately.
2. Definitions
For the purposes of these Terms:
3. Regulatory Status
VetMe Pay is not a regulated financial institution and does not provide banking or investment services.
We do not hold a financial license or require regulatory approval to operate as a crypto platform.
VetMe Pay adheres to strict AML/KYC procedures and complies with industry best practices.
Users are responsible for ensuring their use of VetMe Pay complies with local laws.
4. Eligibility
To use VetMe Pay, you must:
- Be at least 18 years old or meet the legal age requirement in your jurisdiction.
- Provide accurate KYC information when required.
- Not be subject to any sanctions or restrictions preventing the use of cryptocurrency platforms.
VetMe Pay reserves the right to refuse, suspend, or terminate accounts at its discretion.
5. Account Registration & Security
- Users must register an account and provide accurate, up-to-date personal information.
- Users must not share their account credentials or access with third parties.
- VetMe Pay is not responsible for unauthorized access due to weak passwords or compromised credentials.
6. Services Offered
- Users can buy and sell cryptocurrencies using fiat via third-party providers integrated with VetMe Pay.
- VetMe Pay does not directly handle fiat but facilitates transactions through licensed third parties.
- Users can buy and sell crypto directly through our secure escrow-based P2P marketplace.
- Escrow protection ensures crypto is securely held until trade completion.
- Buyers and sellers must adhere to trading rules to avoid disputes.
- VetMe Pay provides secure wallet integration for crypto deposits and withdrawals.
- We do not charge withdrawal fees, but blockchain network fees may apply depending on network conditions.
- Users are responsible for ensuring they enter the correct wallet address before transactions.
- VetMe Pay provides dedicated in-app support for technical issues and trade disputes.
7. Fees and Charges
By using VetMe Pay, you acknowledge and agree to the following fee structure:
- VetMe Pay charges a small percentage fee on trades listed for sale in the P2P marketplace.
- The fee is deducted upon successful trade completion.
- Buyers are not charged any additional trading fees.
- VetMe Pay does not charge withdrawal fees; however, blockchain network fees may apply, which are determined by network congestion.
- Transactions facilitated through third-party payment providers may be subject to additional fees beyond VetMe Pay's control.
- VetMe Pay reserves the right to adjust fees at any time with prior notice.
- Changes to fees will be communicated through email, platform notifications, or updates to these Terms.
8. Compliance & Prohibited Activities
VetMe Pay enforces strict compliance policies and prohibits users from:
- Engaging in money laundering, fraud, or terrorist financing.
- Using VetMe Pay for illegal transactions (e.g., purchasing illicit goods or services).
- Circumventing KYC or AML requirements.
- Participating in market manipulation or unethical trading.
Violating these rules may result in account suspension, termination, and legal action.
9. Risk Disclosure
- Cryptocurrency transactions are highly volatile and irreversible.
- VetMe Pay does not provide financial or investment advice.
- Users are responsible for conducting their own due diligence before making transactions.
10. Dispute Resolution (P2P Trading & Transactions)
- VetMe Pay provides an escrow service for P2P transactions.
- Disputes will be resolved by VetMe Pay's dispute resolution team, and their decision is final.
11. Limitation of Liability
VetMe Group LLC is not liable for:
- Losses due to user error (e.g., sending funds to the wrong address).
- Market risks, price volatility, or network failures.
- Third-party failures affecting transactions.
- Regulatory changes impacting crypto services.
VetMe Pay provides services on an "as-is" and "as-available" basis.
12. Indemnification
You agree to indemnify and hold harmless VetMe Group LLC from any claims, losses, or liabilities arising from:
- Your violation of these Terms.
- Your misuse of VetMe Pay services.
- Any third-party disputes related to your transactions.
13. Severability Clause
If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions shall continue to apply.
14. Governing Law & Jurisdiction
- These Terms are governed by the laws of Washington State, United States.
- Any disputes shall be resolved exclusively through arbitration in Washington State.
15. Amendments to Terms
- VetMe Group LLC reserves the right to update these Terms at any time.
- Users will be notified of significant changes via email or in-app notifications.
- Continued use of VetMe Pay after changes means acceptance of the revised Terms.
16. Contact Information
For support or inquiries:
- 📧 Email: info@vetmeblock.com
- 🌍 Website: www.vetmeblock.com